Here at MyFreewallet, we talk a lot about getting into the habit of spending less than you bring home each month.
You may be looking at your budgeting and thinking, “That’s impossible!” But the fact is that even the savviest spenders can often find new ways to save.
And here’s the deal: this doesn’t have to be painful. You don’t have to go without TV or eat beans and rice for every meal to save money. Instead, start with just a few of these easy tips and tricks. Incorporate more of them into your spending plan every month. You could soon find yourself saving hundreds–or even thousands!–of dollars per month.
Rebates, Coupons, and More
1.Earn cash back on every online purchase: Ebates is free to join and easy to use. You can earn up to 10% cash back or more on every online purchase. Cash back is available from retailers as diverse as Amazon, JC Penney, Rite Aid, and even Walmart and Kohl’s.
2.Get cash back every time you shop online: Swagbucks is a free site that enables you to earn gift cards whenever you shop online. It’s similar to Ebates, but you can also earn cash by watching videos, surfing the net, or taking surveys.
3.Track your money effortlessly: Most of us hate to budget. I know I do. Now there are free online budget tools that can track everything from your monthly spending to your retirement accounts. You might be surprised how much you can save when you just keep a closer eye on your spending.
4.Send away for and follow up on rebates. After you buy a product with a rebate, send in the form that day. If you can, file the rebate online for easier processing. Then set a reminder on your calendar to follow up with the company if you haven’t received the rebate in a reasonable amount of time.
5.Try haggling. It’s amazing what you can get discounted if you’ll just press the point. Sometimes, if you can’t get a lower price on a service or item, you can ask for additional perks for the same price. You’re still saving money!
6.Save your change. It adds up surprisingly quickly. And if you rarely spend cash, you can save your virtual change using an app like Qoins.
7.Price check. If you’re shopping for larger-ticket items, price checking comes naturally. But there are some great apps that let you do this in just a few seconds for everyday items, too. That way you can be sure to always get the best price.